How It Works
How It Works
For Members. Save Together,
Grow Together.
STEP 01
Create or Join a Circle
Sign up and either create your own savings circle with custom rules or join an existing one. Every circle has clear rules: contribution amount, frequency, and rotation order.
STEP 02
Contribute Regularly
Make your contributions on schedule via mobile money (MTN MoMo, AirtelTigo Cash) or card. Get payment reminders so you never miss a contribution.
STEP 03
Track Everything
Your personal dashboard shows all contributions, upcoming payout dates, circle activity, and your transaction history in real time.
STEP 04
Receive Your Payout
When your turn comes, receive your lump sump payout directly to your mobile money wallet or bank account automatically.
For Organizers. Powerful Tools
To Manage Your Circle.
Create Circle
Set up your circle with custom rules: contribution amount, frequency (daily/weekly/monthly), rotation order, and member limits.
Invite Members
Invite members via SMS or share a unique circle code. Members complete KYC and join instantly.
Automate Everything
Set up automated reminders, payment tracking, and payout scheduling. The system handles the admin work.
View Analytics
Get full insights into your circle: contribution rates, payment history, member activity, and financial reports.
NEW
Trust Funds. Save Personally
and Earn 1% Interest.
A new way to save on SusuGhana! Create personal savings funds, earn interest, and grow your money independently.
Create Your Fund
Sign up for a Trust Fund account. Set a name, target amount, and choose your cycle duration — from 30 days to 1 year.
Deposit & Earn Interest
Deposit money into your fund via card or mobile money. Every deposit earns 1% interest, credited instantly to your balance.
Cycle Runs
Your savings cycle runs for the duration you selected. Track your progress, add more deposits anytime, and watch your balance grow.
Continue or Withdraw
When your cycle ends, choose to start a new cycle and keep saving, or withdraw your funds to your wallet or mobile money.
Ready to Start?
Join thousands of Ghanaians already saving together on SusuGhana.
Join SusuGhana Today